Most people are overpaying for their insurance, unaware that there are certain discounts available. I recommend getting in touch with your current provider to find out if you’re eligible or if there’s anything you can do to reduce your monthly payments. You’re most likely to find something on car insurance so this is a good place to start. Firstly, start by making sure you use a local supplier by searching for your town name specifically. For example, I would search for car insurance in Baltimore to find a local company that is more responsive to me as a local customer.
On car insurance, you will often receive discounts for adding anti-theft devices or installing technology that tracks your driving. The same is true for home insurance. If you invest upfront in good security, then your costs over the years will be far less. You’ll also be far more protected from home invasions so it’s a win-win. Find out more here: https://www.lpgins.com/services/car-insurance-baltimore/